(FWA 2025/08/27)

ATM fraud cases in Taiwan have sharply increased. Some incidents involve foreign nationals who sold, lent, or lost their bank (ATM) cards, which were then used by criminal groups for scams and money laundering. Several people have been arrested at airports when entering or transiting Taiwan, later barred from leaving, and even sentenced to prison.

Authorities remind everyone: an ATM card is strictly personal. It can only be used by the account holder. Selling, lending, or handing your card to anyone else is strictly prohibited. If your card is misused, you may be charged as an accomplice to fraud, face heavy fines, and even imprisonment.

The Manila Economic and Cultural Office (Philippine) has issued a public advisory urging Filipino workers and other foreign residents to protect their bank accounts and personal IDs. Before returning home, be sure to close your bank account. If you have concerns, you may apply for a Taiwan Police Clearance before re-entry.

Important reminders for all foreign nationals:

  • Keep your ATM card safe — never give it to anyone.
  • Report a lost card immediately to your bank.
  • Close your bank account before returning home, to prevent misuse.

Anyone who sells, lends, or hands over their bank account, passbook, or ATM card risks being exploited by fraud groups. By law, this may result in up to 3 years in prison and fines up to NT$1,000,000, and your future banking access will be restricted — seriously affecting your right to work or stay legally in Taiwan.

※If you have any further questions about working, residency, transportation, or daily life in Taiwan, the ITaiwan AI Genie is always at your service.

ATM詐騙激增　提款卡切勿出售、借用

近期ATM詐騙案件急速增加，部分案件涉及外籍人士因出售、出借或遺失提款卡，遭犯罪集團利用進行詐欺與洗錢，不少人在再次入境台灣或過境時於機場被逮捕，隨後遭限制出境，甚至面臨司法審判與刑責。

相關單位提醒，提款卡為個人專屬工具，僅限本人使用，嚴禁買賣、出借或交由他人保管。一旦遭冒用或涉及不法，當事人恐淪為詐欺幫助犯，需承擔高額罰金與牢獄之災。

馬尼拉經濟文化辦事處（菲律賓）已針對此現象發布公告，呼籲菲律賓勞工妥善保管金融帳戶與證件，並於期滿返國前結清銀行帳戶；若有疑慮，可於再次來台前申請「良民證（Police Clearance）」。

外籍人士務必注意：

  • 妥善保管提款卡，勿交付他人。
  • 遺失應立即掛失，以免遭不法利用。
  • 返國前務必結清帳戶，避免帳戶淪為非法工具。

如將帳戶、存摺或提款卡交付他人而遭詐騙集團利用，依法最高可處3年以下有期徒刑、罰金100萬元，且未來辦理各項金融業務都會受限，嚴重影響合法來台工作與居留權益。